RCV Vs ACV Roof Umbra

If you have lived in Texas long enough, you know the drill. A spring storm rolls through, hail pounds the neighborhood, and the next morning you are inspecting your roof for dents and punctures. For many homeowners, that inspection leads to a roof claim, and that claim leads to a choice between two insurance terms that can make a difference of thousands of dollars: replacement cost value and actual cash value. Understanding the difference between RCV vs ACV roof coverage is